रेमिट्यान्सले धानेको अर्थतन्त्र

/d0f af]xh"

:gftsf]Q/, cy{zf:q

cfkm\gf] b]zdf plrt /f]huf/Lsf] cj;/ ;xh ?kdf gkfpFbf cj;/s} vf]hLdf b]z 5f]8L ljb]lzg] ;+Vof lbg k|ltlbg a9\bf] 5 . kl5Nnf] tYofÍ cg';f/ Ps jif{df $# nfv eGbf a9L g]kfnL /f]huf/Lsf nflu ljb]z uPsf] b]lvG5 . cfj @)&@÷&# ;Dddf $# nfv &* xhf/ g]kfnL ljb]zdf uPsf x'g\ . ltlgx?af6 b]zdf lelqg] /]ld6\ofG; ^ va{ !^ ca{ ?k}ofF k'u]sf] b]lvG5 . Tof] d'n'ssf] s'n ufx{:y pTkfbgsf] em08} #) k|ltzt xf] . o; tYofÍn] s] atfpF5 eg] d'n'ssf] s'n ufx{:y pTkfbgdf s[lif If]qsf] of]ubfg hlts} xf/fxf/Ldf /]ld6\ofG; lelqPsf 5g\ . clxn] s'n ufx{:y pTkfbgdf s[lifsf] of]ubfg @*=( k|ltzt 5 . ljutdf s[lif If]qsf] of]ubfg w]/} ePklg xfn /]ld6\ofG;n] -ljb]zLaf6 sdfO{_ s[lifsf] of]ubfgnfO{ pl5Gg] cj:yf b]lvPsf] 5 .

tYofÍn] b]vfPsf] csf]{ dxTjk"0f{ kIf eg]sf] /]ld6\ofG;df g]kfnsf] :yfg xf] . /]ld6\ofG; leq\ofpg] d'n'sdf g]kfn @# cf}+ :yfgdf k5{ . lj=;+= @)%)÷%! b]lv @)&@÷&# ;fn;Dd d'n's aflxl/g]sf] ;+Vof s'n hg;+Vofsf] sl/a !%=$ k|ltzt x'g cfpF5 . ltgn] k7fpg] /]ld6\ofG;n] b]zsf] cy{tGqdf lgs} dxTjk"0f{ 6]jf k'¥ofO/x]sf] 5 egL b]zsf cy{zf:qLx? dSv 5g\ .

lzlIft / xftdf l;k ePsf JolQmn] hgzlQmsf ?kdf ;+;f/sf ljsl;t d'n'sdf s]xL xb ;DD ;–;Ddfg /f]huf/Lsf] cj;/ kfP . s]xL xb;Dd clzlIft cbIf JolQmx?n] ljz]ifu/L vf8L d'n'sdf sfd kfO/x]sf 5g\ . o;}af6 cfkm\gf] 3/vr{ rnfpg], eljio pHHjn agfpg] ;kgf b]Vg] cj;/ kfPsf 5g\ . o;/L jif]{gL nfvf}+ o'jf oxfFsf] cj;/nfO{ nTofP/ ljb]lzPs}n] oxfFsf] hldg afFemf] 5 / ljsf; lgdf{0fsf sfddf hgzlQm cefj 5 .

jif]{lg v/af}+ ?k}Fof /]ld6\ofG; lelqPsf]df g]kfnsf ;/sf/ dSv 5g\ oBlk /]ld6\ofG;n] dfq} >ldssf] Tof] kL8fsf] cGTo eg] x'g ;s]sf] 5}g . ;/sf/ Dofgkfj/ sDklgsf] bnfnL ug]{ Jo:t b]lvG5 .

;Gtfg;Fu la5f]l8g' k/]sf afpcfdfsf] kL8f . p;}u/L ljleGg sf/0fn] ljb]zdf sfds} l;nl;nfdf  ;Gtfg u'dfpg'k/]sf] a[4 afpcfdfsf] ;+Vof al9/x]sf] 5 . o:tf] cj:yfdf j}b]lzs /f]huf/Ln] cfly{s tgfj s]xL sd u/]tfklg w]/} 3/kl/jf/sf] dfgl;s tgfj eg] a9fPsf] 5 . To;}n], 7"nf] kl/df0fdf lelqPsf] /]ld6\ofG;n] g]kfnLnfO{ v';L / r}g eg] lbg ;s]sf] 5}g .  b]zleq kof{Kt /f]huf/Lsf] ;[hgf geP;Dd To:tf] kL8fsf] cGTo x'g} ;Sb}g .

b]zsf g]tf ^=( k|ltzt cfly{s a[l4b/ sfod ePsf]df dSv 5g\ . t/ ltlgx? of] a[l4b/af6 sfod ePsf] cy{tGq bLuf] x'Fb}g eGg] s'/f a'em]/ klg a'em\ krfPsf 5g\ . /]ld6\ofG;sf] e/df a9]sf] a[l4b/n] cy{tGq nFu8f] agfPsf] 5 . b]zsf cy{zf:qLx? klg oxL a[l4b/sf] cfwf/df ljsf; of]hgfsf] ;kgf a'lg/x]sf 5g\  . t/, of] lbjf:jKg dfq xf] .

To;}n], sfstfnLn] dfq} xfl;n ePsf] pRr cfly{s a[l4b/af6 xf}l;Psf /fhgLlts bnsf g]tf, gLlt lgdf{tf / cy{zf:qLx?nfO{ Ps g Ps lbg cfly{s a[l4b/ vl:sP/ lvl;|Ss kg'{kg]{ cj:yf cfpg] lglZrt 5 . /]ld6\ofG;n] wfg]sf] cy{tGq k/lge{/ / hf]lvdo'Qm cy{tGq xf] . s'g} g s'g} ;dodf of] vl:sg ;S5 . cfkm\g} ana'tfdf plePsf] cy{tGq :jfnDaL / bLuf] x'G5 .

l6sfp cfly{s a[l4b/ xfl;n ug{sf  nflu kof{Kt pBf]uwGbf v'Ng'k5{  / cf}Bf]lus pTkfbgdf a[l4 x'g'k5{ . clwstd ;+Vofdf /f]huf/Lsf] ;[hgf ug'{kb{5 . cf}Bf]lus pTkfbgdf a[l4 ePdf dfq cfly{s a[l4b/ xfl;n x'G5 .

ctM g]kfnsf] lbuf] / tLj| cfly{s a[l4b/ xfl;n x'g ;Sg] vfnsf of]hgf tof/ ug'{k5{ . gLltlgdf{tf dflg;sf] Jofkf/ ug]{ ;/bf/ ;fljt ePsf 5g\ . pgLx? s;/L lbuf] ljsf;sf nIo k|fKt ug]{ eGbf klg b]zsf o'jfnfO{ s'g b]zdf s;/L k7fpg] eGg] ;f]rd} l;ldt 5g\ . lbuf] cfly{s ljsf;sf nIo ;lxtsf] cfly{s of]hgfdfly ljut b]lv g} cgfjZos /fhgLlts x:tIf]k x'Fb} cfPsf] 5 . ;/sf/ kl/jt{g;Fu} cfly{s of]hgf klg kl/jt{g ug]{, r'gfj nlIft ah]t agfP/ dt a6'Ngs} nflu dfq ah]tsf] slgsf 5g]{ k|j[lt tTsfn TofUg' cfjZos 5 . a9L eGbf a9L pTkfbgzLn If]qdf nufgL ug{ ;s]df oxfFsf o'jf :jb]zd} /dfpg] 5g\ . o'jfzlQm gh/cGbfh  lsdfy{ /fd|f] xf]Og . b]znfO{ o'jfsf] lgtfGt vfFrf] 5 . h;/L ejgsf] lkn/ alnof] x'g' cfjZos 5 To;/L g} o'jflagfsf] b]z sNkgfeGbf k/sf] s'/f xf] .